Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Treasury, IRS OK Deferred Income Annuities in 401(k)s
By Melanie WaddellTarget date funds that invest in deferred annuities can be used as default investments in 401(k) plans, Treasury and the IRS said Friday.
October 22, 2014
Almost Half of Boomers Think Retirement Plans Are FreeAlmost half of boomers think they dont pay any fees in their retirement account, according to a survey released Monday by Rebalance IRA.
October 21, 2014
Retired Women Face Smaller Nest Eggs, Higher Poverty RiskRetired women are at a higher risk than men for downward income mobility and poverty, despite saving more of their paychecks.
October 21, 2014
The Critical Importance of Asset Coordination in Retirement PlanningFailing to account for Social Security in the retirement portfolio is a major fiduciary fail, putting the clients retirement and the advisors business at risk.
October 21, 2014
Fiduciary Rule to Snag BDs on IRA RolloversThe DOL is likely to hold broker-dealers who chase IRA rollovers to the same fiduciary standards retirement advisors must meet, ERISA attorney Fred Reish says.
October 21, 2014
Building the Modern-Day Stretch IRA: Proceed With CautionThe Supreme Courts recent finding on non-spousal inherited IRAs has generated renewed interest in how to structure the IRA as a wealth transfer vehicle.
October 20, 2014
Arnott: ‘100 Minus Your Age’ Asset Allocation Rule All Wrong!Research Affiliates argues that industry and academia both deny reality in pushing young workers into stocks, particularly through target-date funds.
October 20, 2014
Third of Clients Say They Didn’t Get Adequate Financial Planning ServicesNew research from the Financial Planning Coalition shows a lack of appropriate regulatory standards for those who say they are financial planners.