Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Why Most US Pension Plans Will Shaft Their Participants
By Van MuellerThe world is already facing a $427 trillion retirement savings shortfall.
August 18, 2017
Spousal Consent Rules and Marriage ContractsWith respect to ERISA-qualified plans, spouses have certain rights that cannot be taken away without their advance written consent.
August 17, 2017
When Should Small Businesses Convert SEPs to 401(k)s?Some small business owners may have started out with a SEP IRA for convenience, but circumstances change.
August 16, 2017
A Portrait of the Student Loan Borrower: Older, Deeper in Debt, More Likely DelinquentThe student loan debt crisis is worsening in ways that go well beyond the size of the debt, the CFPB reports.
August 15, 2017
Married Women Need Their Own Financial Plan: StudyThe recommendation from the Center for Retirement Research is based on data showing that many women don't stay married.
August 15, 2017
Social Security Working Retirement Tax: Which Spouse’s Earnings Count?Working while claiming Social Security may be common but so are complications, which magnify the advisors role in providing guidance.
August 14, 2017
Understanding Deferred Variable Annuities’ Two PhasesProper handling of the two phases accumulation and distribution is essential for maximizing a deferred VAs impact.
August 14, 2017
Inflation Is Americans’ Top Economic Worry: Allianz LifeThe Allianz Life 2017 Inflation Study finds a majority don't have a plan that addresses the rising cost of living in retirement.