Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Would ‘Rothification’ of 401(k)s Crush Retirement Savings?
By Nick ThorntonThere's little evidence to predict the effects of changing 401(k)s' tax treatment. But the history of IRAs tells a not-so-encouraging story.
September 12, 2017
The Life Insurance Health Care Savings BankBecause HNW clients are unlikely to ever qualify for means-based Medicaid coverage, a strategy for covering these expenses can be even more important.
September 12, 2017
3 Communication Secrets From the 'Bucket Plan' ManJason L. Smith has registered the phrase, but you can segment clients' risk, too.
September 12, 2017
U.S. Household Incomes Rose to Record in 2016 as Poverty FellMedian inflation-adjusted household increase rose 3.2%, and the percentage of Americans without health insurance declined.
September 12, 2017
California Governor Signs Annuity Cash Surrender BillThe state law created by A.B. 1398 will set procedural rules for annuity cash surrenders.
September 12, 2017
After-Tax 401(k) Contributions: How Do They Stack Up?Most clients dont fully understand the rules governing after-tax contributions and may mistakenly be equating this option with the Roth option.
September 12, 2017
4 Basic Retirement Income Risks to ManageThere are plenty of things your clients can worry about. Heres what they must worry about.
September 11, 2017
Morningstar’s August Winners & LosersClose to 50 mutual funds get new analyst ratings from the research firm, while 95 have their ratings affirmed.