Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
The Social Security Trust Fund Is Full of IOUs, Right? Wrong.
By Melanie WaddellThe IOU pejorative dates back to the 1930s. Here's how the trust funds really work, according to policy experts.
April 18, 2019
Parental Support Past Age 25 Is the New Normal: StudyA Merrill/Age Wave study found that young adults struggle more than previous generations did to become financially independent.
April 17, 2019
Top 15 States With Highest Retirement IncomeGoBankingRates took a look at how much money people are really living on in retirement.
April 16, 2019
Tax Reform Ruined Roth IRA Conversions, but Hope ExistsThe recharacterization door has closed, but a huge window to do Roth conversions while minimizing taxes has opened.
April 15, 2019
More Companies Offering Student Loan Repayment BenefitsThis benefit could provide a payoff for employers as well as employees.
April 12, 2019
Focus on 401(k)s: The NUA Tax Minimization StrategyClients who are nearing retirement should take stock of the assets held within their 401(k)s while it is still early in the year.
April 11, 2019
How Wishful Thinking Can Hurt RetirementTwo economists examine how wishful thinking can lead to reduced saving and can generate asset bubbles.
April 11, 2019
Everyone Wants to Save Social Security, but How?Republicans and Democrats agree that comprehensive reform is needed, but they disagree on methods.