Spending in Retirement
Learn how to best work with clients to determine their optimal retirement spending plan.
Deferred Income Annuities: More Than Just Longevity Insurance
By William H. Byrnes, Robert BloinkMany clients continue to view deferred income annuities only as longevity insurance, but this common view has become more and more inaccurate.
July 01, 2014
Self-Directed Investors Increased ETF AllocationsSelf-directed investors are opening up to ETFs in their retirement accounts, an analysis by Schwab found.
July 01, 2014
Most Roth IRAs Born Through Contributions, Not RolloversA new ICI report compares Roth and traditional IRA holders on a wide range of data.
July 01, 2014
Treasury Clears Way for Longevity Annuities in 401(k)s, IRAsThe Treasury Department and the IRS on Tuesday issued final rules to make longevity annuities accessible to the 401(k) and IRA markets.
June 30, 2014
The Search for Better 401(k) AdviceThe 401(k) system was never really constructed to provide the best retirement savings platform for individuals. But fixing it is a formidable task.
June 30, 2014
Assessing the Annuity LandscapeSome advisors swear by annuities while others steer clear of them. Whichever camp you fall into, here are some annuity trends to watch.
June 30, 2014
Want to Add 130 Bps to Your Clients’ 401(k) Returns? Educate ThemA National Bureau of Economic Research working paper has found that investors who are the most financially knowledgeable earn 130 basis points more in risk-adjusted annual returns in their DC retirement plans than their less sophisticated peers.
June 30, 2014
NARAB II Bill Would Help Retirees Keep Advisor When Moving Out of StateIRI says there is unprecedented support for the bill, which would establish an insurance licensing clearinghouse for financial professionals operating in multiple states.