Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
SUL Product Design Objectives
By Staff WriterAmerican General (AIG Inc.) Platinum Survivor UltraLow premium to carry; high death benefit.AmerUs Life Ultimate Survivor Series IIIFlexibility.Banner Life Survivor LifeSecondary guarantees.Canada Life Lifetime 2Secondary ...
September 01, 2002
SWL Product Design ObjectivesAcacia Life Regent Term blending; cash value; abbreviated payment schedule.John Hancock Life Level Premium Estate ProtectionRiders; broad/favorable underwriting; issue ages.Manufacturers Life (USA) Survivorship Life (TMS97)Term ...
September 01, 2002
Some Riders Will Feel The EffectsOf The New 2001 CSO Table ByOnce the 2001 Commissioners Standard Ordinary Mortality Table is approved for use in a few states, insurance companies will ...
September 01, 2002
Moodys Sees Drop In Capital AdequacyByU.S. life insurers ended 2001 with less capital even though their official risk-based capital ratios rose.Analysts from Moodys Investors Service, New York, draw that conclusion ...
September 01, 2002
Variable Policy Riders Differs, So Analyze Them Before FilingVariable Policy Riders Differ, So Analyze Them Before FilingJudith A. HasenauerLets face it, the variable product business today is ultra competitive. Insurers constantly search for ...
September 01, 2002
Market Conduct Pilot's Cost Concerns InsurersMarket Conduct Pilots Cost Concerns InsurersByA data collection pilot project that could help regulators target market conduct exams is still raising cost-benefit concerns among insurers.Initial ...
September 01, 2002
What To Do If Clients Rebuff Inflation Riders & OptionsByIts true, inflation isnt the double-digit rough rider it used to be back in the 1980s.Now, some consumers apparently think its a phantom rider, so ...
September 01, 2002
Kinder on Childhood & MoneyYou focus a lot on how attitudes about money are formed in childhood. Why? As a rule, I don't go into childhood with my clients although...