Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Demand Grows for Business Succession Planning as Boomers Retire
By Michael S. FischerThe vast majority of financial planning professionals expect growth in this field in the next five years, according to a new survey.
January 09, 2013
4 Groups of People That Probably Need More Life InsuranceA white paper released by Genworth expressed concern that as families trim their budgets, they may be cutting away important purchases that they shouldnt do without.
January 04, 2013
Record Pension Gap Threatens 2013 Company Earnings: MercerFalling interest rates were the cause of pension plans losses despite overall annual asset growth of approximately 16% in the stock market.
January 02, 2013
Illinois Dragging Feet on Huge Pension ProblemLawmakers will convene again the first week in January in hopes of fixing the nation's worst case of underfunding state employees' pensions, a problem approaching $100 billion and mounting by $17 million per day.
December 20, 2012
Annuities 2020: Will the Future of VAs Look Like Their Past?Perhaps the next step in the evolution of retirement annuities is to go back to the past. Maybe the annuity of the year 2020 pays out no cash at all, but instead offers an actual retirement service. Allow me to explain.
December 20, 2012
401(k) Fee Transparency: Best & Worst ProvidersDalbar and Research magazine conducted an in-depth study of the new ERISA 408(b)(2) disclosure rule, providing rankings in key categories of big providers.
December 19, 2012
Prudential Case Study Weighs Impact of Risk on Retirement OutcomesConsumers buy insurance for their homes, carswhy not retirement?
December 18, 2012
Rational Gift Giving: How Advisors Can Help ClientsAdvisors still have an opportunity to speak with their clients to get them to see the long-term effects that holiday overspending could have on their wealth by appealing to the economic rationality and self-control that are in every human being.