Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Finke Study Warns: 4% Retirement Rule Is Dead, Long Live Annuities
By Gil Weinreich"The bottom line is that the current low-yield environment is a retirement income game changer," Finke says.
January 11, 2013
Olivia Mitchell: Saving Social Security, With Lessons From Down UnderThe Wharton professor offers a unique policy proposal, inspired by programs overseas, that would strengthen Social Security without raising costs or cutting benefits.
January 10, 2013
Kitces on the Top 3 Topics for Advisors in 2013—Topic 3: ObamacareThis year may mark the beginning of a permanent change in separating employment from health insurance. Why this development in health exchanges holds major implications for you and your clients.
January 09, 2013
4 Groups of People That Probably Need More Life InsuranceA white paper released by Genworth expressed concern that as families trim their budgets, they may be cutting away important purchases that they shouldnt do without.
January 04, 2013
Record Pension Gap Threatens 2013 Company Earnings: MercerFalling interest rates were the cause of pension plans losses despite overall annual asset growth of approximately 16% in the stock market.
January 02, 2013
Illinois Dragging Feet on Huge Pension ProblemLawmakers will convene again the first week in January in hopes of fixing the nation's worst case of underfunding state employees' pensions, a problem approaching $100 billion and mounting by $17 million per day.
December 20, 2012
Annuities 2020: Will the Future of VAs Look Like Their Past?Perhaps the next step in the evolution of retirement annuities is to go back to the past. Maybe the annuity of the year 2020 pays out no cash at all, but instead offers an actual retirement service. Allow me to explain.
December 20, 2012
401(k) Fee Transparency: Best & Worst ProvidersDalbar and Research magazine conducted an in-depth study of the new ERISA 408(b)(2) disclosure rule, providing rankings in key categories of big providers.