Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Kitces on the Top 3 Topics for Advisors in 2013—Topic 3: Obamacare
By Michael E. KitcesThis year may mark the beginning of a permanent change in separating employment from health insurance. Why this development in health exchanges holds major implications for you and your clients.
January 02, 2013
Illinois Dragging Feet on Huge Pension ProblemLawmakers will convene again the first week in January in hopes of fixing the nation's worst case of underfunding state employees' pensions, a problem approaching $100 billion and mounting by $17 million per day.
December 20, 2012
Annuities 2020: Will the Future of VAs Look Like Their Past?Perhaps the next step in the evolution of retirement annuities is to go back to the past. Maybe the annuity of the year 2020 pays out no cash at all, but instead offers an actual retirement service. Allow me to explain.
December 20, 2012
401(k) Fee Transparency: Best & Worst ProvidersDalbar and Research magazine conducted an in-depth study of the new ERISA 408(b)(2) disclosure rule, providing rankings in key categories of big providers.
December 19, 2012
Prudential Case Study Weighs Impact of Risk on Retirement OutcomesConsumers buy insurance for their homes, carswhy not retirement?
December 18, 2012
Rational Gift Giving: How Advisors Can Help ClientsAdvisors still have an opportunity to speak with their clients to get them to see the long-term effects that holiday overspending could have on their wealth by appealing to the economic rationality and self-control that are in every human being.
December 12, 2012
To Use Medicaid for LTC, Clients Give Away Wealth, Advisors SayA Nationwide Financial survey found 42% of advisors saying their clients wanted to intentionally impoverish themselves to qualify for Medicaid.
December 11, 2012
How’d They Do? Judging Best 5 Investment Picks for 2012For their investment predictions last year, the experts at MFS and ING picked the tech sector, mid-caps and more as best bets for 2012. Here's how their picks fared.