Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Get Ready for Gender-Based Pricing on LTC Insurance
By Melanie WaddellA new twist is coming to LTC insurance: gender-based pricing, and women can expect to pay 20% to 40% more for coverage than men, says Michael Kitces.
January 21, 2013
Storm WarningJust a few days before Hurricane Sandy barreled up the East Coast, German reinsurance giant Munich Re issued a new report titled Severe Weather in North America revealing that weather disasters have hit North America far harder than they have the rest of the world.
January 17, 2013
Finke Study Warns: 4% Retirement Rule Is Dead, Long Live Annuities"The bottom line is that the current low-yield environment is a retirement income game changer," Finke says.
January 16, 2013
The Future of Financial Advice? Maybe It’s Health CareI suspect that financing health care will replace investments as the primary service demanded by advisory firm clients in the all-too-near future.
January 15, 2013
Demand Grows for Business Succession Planning as Boomers RetireThe vast majority of financial planning professionals expect growth in this field in the next five years, according to a new survey.
January 11, 2013
Olivia Mitchell: Saving Social Security, With Lessons From Down UnderThe Wharton professor offers a unique policy proposal, inspired by programs overseas, that would strengthen Social Security without raising costs or cutting benefits.
January 10, 2013
Kitces on the Top 3 Topics for Advisors in 2013—Topic 3: ObamacareThis year may mark the beginning of a permanent change in separating employment from health insurance. Why this development in health exchanges holds major implications for you and your clients.
January 09, 2013
4 Groups of People That Probably Need More Life InsuranceA white paper released by Genworth expressed concern that as families trim their budgets, they may be cutting away important purchases that they shouldnt do without.