Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
DOL Fiduciary Rule Highlights HSA Retirement Income Value
By Robert Bloink, William H. ByrnesPutting HSA advisors under the fiduciary rule umbrella is the DOLs acknowledgement of an important alternative use for HSAs in retirement income planning.
April 25, 2016
How Insurance Partnerships Help You Better Serve HNW ClientsWealth management firms are branching out to create holistic risk management programs for their high-net-worth clients.
March 17, 2016
Finke: For Retirees, Spending Too Little May Tarnish Golden YearsThough many people fear they will run out of money in retirement, the reality is that most don't spend enough to enjoy it.
March 10, 2016
Understanding the Rules and Avoiding the Tax Traps of 1035 ExchangesA tax-free 1035 exchange of an annuity or life policy may seem like a good solution, but you need to understand the rules and watch the numerous tax traps involved.
January 26, 2016
Increasing Retirement Plan Participation in 5 StepsHeres the bad news: Most Americans arent doing enough to save for retirement. The good news: Most realize they need help planning.
January 21, 2016
Clients’ Dementia Presents Ethical Challenges for AdvisorsGerontologist Sandra Timmermann explores the "thorny issues" of cognitive decline.
January 13, 2016
Consumer-Driven Health Plans Drive Cost Consciousness: EBRICDHPs appear to be effective ways to encourage cost-conscious behavior among participants, according to EBRI.
January 11, 2016
Having It All? Combining Whole Life With Indexed Universal LifeInsurance carriers are adding an indexing feature via paid-up additions (PUAs) to their whole life insurance offerings.