Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
DOL Fiduciary Rule Hits BDs’ IT Budgets, Product Lines
By Melanie WaddellBroker-dealers have to make a lot of very difficult, and in some cases expensive, decisions, ERISA lawyer Fred Reish says.
August 16, 2016
Cutting Small-Business Health Coverage Risks With HMRAsA traditional HRA with an employer health matching reimbursement account (HMRA) can provide a solution for small-business clients.
August 15, 2016
Social Security Turns 81The program helps to finance the retirement of more than 40 million Americans but needs fixing to avoid payment cuts of 25% by 2034.
August 10, 2016
LPL Sees Big Uptick in Recruited RepsA large number of advisors moved to the IBD from Cetera Financial, Advisor Group and other broker-dealers.
August 10, 2016
Should You Hoard Cash Before the Election?Gary Shilling suggests cash allocations of 30% to 50%; S&P's Sam Stovall says holding cash makes sense. But there are less dramatic ways to speculate.
August 01, 2016
Top Portfolio Products: Additions and Subtractions for Direxion ETFsDirexion announced two new ETFs plus splits for five ETFs that rallied sharply and reverse splits for four that suffered large losses.
July 28, 2016
Fiduciary Duty, Mutual Funds and 401(k)s: Will Asset Management Firms Kowtow on Fees?The New York Life employees' lawsuit over the expenses of index funds in their 401(k) plan has broader implications for the asset management business.
July 27, 2016
Pension Plan Annuity Elections: Another Retirement Planning GambleFollowing up on the Social Security claiming "gamble," here's another complicated retirement income issue: deciding on the best pension payout.