Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Term life has some new terms
By Danielle Andrus"Buy and hold" no longer applies to just stocks (and even that's questionable). Premiums for term life insurance are increasing by anywhere between 5 percent...
June 11, 2009
LIMRA survey: Older consumers don't know enough about retirement income productsThirty percent of older consumers have a negative attitude toward annuities, and twice that - 60 percent - say their knowledge about investments is "subpar."...
June 11, 2009
Boomers to blameWhen bad things happen, we look for someone -- anyone -- to blame. As Newsweek rightly notes (we don't say that very often), there is...
June 08, 2009
One in 10 LTCI claims begin before age 70Nearly one in 10 (8.9 percent) of new individual long-term care insurance claims initiated during 2008 were made prior to age 70, according to a...
June 03, 2009
FINRA sanctioned far less in 2008, law firm reportsIt was a "slow year" for FINRA in 2008, according to one law firm's assessment. Sutherland Asbill & Brennan LLP released analysis Wednesday revealing FINRA -...
June 01, 2009
What's In A NameThere are several different classifications of insurance you should be aware of. The classification determines the type of regulation that governs it; knowing a policy's...
June 01, 2009
States' Basic ProtectionWhile coverage available from the 52 state guaranty associations (including the District of Columbia and Puerto Rico) differs from state to state, basic limits of...
June 01, 2009
A Cautionary TaleMorris Armstrong, of Armstrong Financial Strategies in Danbury, Connecticut, is guiding a client through another problem that is becoming more common as insurance companies are...