Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
Is your ethics edge getting dull?
By Steven McCartyYou're ethical, right? You do thorough fact-finding with clients. You recommend only suitable products. You believe in full disclosure. And since you do these things, your clients believe you are ethical. So what's the problem? The problem is
March 01, 2008
Editorial Comment: The last big change in 401(k)? No wayIf you think that automatic enrollment available inside of defined contribution plans is the last big change you'll see in these plans for the foreseeable future, think again.
March 01, 2008
GLWBs avoid the full market monteHistorically, withdrawing 5 percent or 6 percent each year from your retirement nest egg would have worked most of the time. Unfortunately, when this failed it often failed badly leaving folks with remaining years and no remaining cash. The
March 01, 2008
The downside of LTC self-insuranceQ. I work with a wealthy clientele and when I mention LTCI insurance to them, many of them reply that they have plenty of money and can afford to self-insure the risk. Can you suggest some ways to counter that objection? A. This is a common
March 01, 2008
The power listFor our first annual Life Insurance Power List, the staff at Senior Market Advisor shook the bushes, so to speak, to find five key individuals, people who have helped shape, and continue to finely tune, the industry. We relied on our own experie
March 01, 2008
Pressure PointsThe subprime meltdown and the precarious position of reinsurers are not the only pressures on the insurance market these days. According to W. Harold Petersen...
March 01, 2008
The Charged Issue of LTCIBaby boomers tend to be conflicted about end-of-life issues, especially ones that affect their choices. To many boomers, buying long-term care insurance may seem like...
March 01, 2008
Mortgaging the FutureNo doubt you (and your clients) have been watching the subprime meltdown with angst as it plays havoc with clients' investments. Mortgages are defaulting all...