Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
LTC rider boosts policy
By staff WriterJohn Hancock has strengthened its position in the life insurance market with a new policy that combines three of the things consumers look for. The policy, Protection Whole Life, combines guaranteed death benefit protection, guaranteed cash values
June 30, 2008
How the new deficit reduction act affects long term care insuranceIn 1985, the House Committee on Energy and Commerce issued the following statement: "Medicaid is, and always has been, a program to provide basic health coverage...
June 30, 2008
Flexibility, guarantees key to UL policySeeking to address consumers' needs for guarantees in uncertain times and flexibility to deal with long term planning, insurance companies build policies that measure up to new demands. Pacific Life Insurance Co. tries to do just that with a new
June 30, 2008
Changing rules require taking personal actionOn May 5, 2008, a vital amendment to SB 483 was reported on the California legislative Web site. In connection with the Federal Deficit Reduction Act of 2006, Senate Bill 483, introduced by Senator Sheila Kuehl (D-Santa Monica), was amended and
June 30, 2008
Super seniorsAs most of us have witnessed with our own eyes, our annual Senior Survey reveals with statistical data, seniors, more than at any time in history, are living longer, healthier, more productive lives. They are shaping some of our most
June 30, 2008
Obstacle courseFrances E. Twiddy, CFP, has confronted enough client objections in her quarter-century as an advisor to know instinctively when to press her case and when to retreat.
June 30, 2008
Growing your business with universal life"Seniors don't need life insurance." That's often true, but universal life can be a valuable resource for older clients who do need insurance. The product's unique structure offers the flexibility needed for changing
June 30, 2008
IRS Rules On State Reserve ConflictsWhen a life insurer is deducting changes in reserves from federal taxable income, it can use the highest reserve amount required by any state in ...