Life Insurance
Life insurance news and analysis, with coverage of life insurance market trends, and of life insurance regulatory, compliance and legislative issues .
The Role of Fixed Indexed Universal Life Insurance as a Retirement Income Tool
By Dennis SudacAmong its universal life counterparts, FIUL is the new kid on the block. As a result, many prospective Boomer customers are not familiar with how it works or what it can achieve on their behalf.
October 12, 2011
Are Variable Annuities a Good Deal or a Ripoff? (Forbes)In an investing environment where many consumers are terrified of risk, there can be a time and a place for a variable annuity, so long as you invest aggressively enough to offset the expense of the product.
October 12, 2011
Wall Street Shrinkage (Wall Street Journal)Occupy Wall Street protests carry on in protest of large-scale capitalism, but things aren't looking that cushy in the center of world finance these days.
October 12, 2011
A Long Tail, Getting LongerAs annuities increasingly become the central focus of the life and health insurance industry, we are starting to see signs that insurers may have sold too much, too fast, and a grim financial reckoning could be on the way.
October 12, 2011
What Does it Mean to be SIFI?In an ongoing effort to prevent another catastrophe like AIG's near-fatal implosion in 2008, federal regulators are considering what kinds of restrictions to place on financial services firms whose failure could shock the system. The question remains: how will this apply to the largest insurers?
October 12, 2011
What Does it Mean to be SIFI?In an ongoing effort to prevent another catastrophe like AIG's near-fatal implosion in 2008, federal regulators are considering what kinds of restrictions to place on financial services firms whose failure could shock the system. The question remains: how will this apply to the largest insurers?
October 12, 2011
Warren Buffett’s Son, Peter, Says Dad Doesn’t Owe Him a ThingBillionaire investor Warren Buffett has earned a reputation as a highly quotable speaker, and now his son Peter is following in his fathers footsteps even though he wont be inheriting his dads fortune.
October 12, 2011
NAIC Issues Bulletin Against Stranger-Originated AnnuitiesThe NAIC's STOA bulletin is among several items adopted, and does not have weight of model law, but it serves as a warning because the financial implications of fraudulent STOAs can have a negative financial impact on companies and consumers.