Health Insurance
Health insurance news and analysis, with coverage of general health insurance trends, major medical insurance, disability insurance, dental insurance, vision plans, telemedicine plans, critical illness insurance, hospital indemnity insurance, short-term health insurance, the Affordable Care Act public exchange program, and more.
LTCI guidelines from NAIC
By Staff WriterWhile carriers are doing what they can to make long term care insurance policies easier to understand and buy, it still can be a daunting process for consumers who don't deal with the product every day.The National Association of Insurance
April 12, 2008
Boomers' LTC knowledge lackingLong term care costs threaten to swamp the federal budget and bankrupt publicly financed health programs, and a survey from America's Health Insurance Plans finds that the problem may not get better anytime soon - if baby boomers don't get their
April 12, 2008
Memory affects ability to imagineAs older people's memory fades, so does their ability to imagine future scenarios. A Harvard University study, published in Psychological Science, looked at the correlation between episodic memory and the capacity for imagination and found they
April 11, 2008
Long-term care insurance10,000: Approximate number of employers offering long-term care insurance. 2 million: Approximate number of Americans covered by employer-sponsored long-term care insurance plans. 11.9%: Percentage of people receiving first-time benefit payment
April 11, 2008
Health care cost projections$2 trillion: Estimated amount of government spending on health care for 2017. $4.3 trillion: Estimated total national spending on health care for 2017. 20%: Estimated percentage of gross domestic product health care will consume in 2015. $844
April 11, 2008
Prescription drug costs7.4%: Average price increase for brand-name drugs last year. 22%: Percentage of people 65 or older who take seven or more medications on a regular basis. 13%: Percentage of people between 50 and 64 who take seven or more medications on a regula
April 11, 2008
Health and longevity50,000: Number of centenarians in 2000. 76.9 years: Average life expectancy at birth in 2000. 80%: Percentage of seniors with at least one chronic health problem; 50 percent have at least two. 80%: Percentage of centenarians who are women.
April 11, 2008
Health care satisfaction79%: Percentage of people over 50 who are satisfied with their health care. 80%: Percentage of people over 50 who are satisfied with their access to physicians. 21%: Percentage of people between 50 and 64 with private insurance who did not see