Annuities
Annuity news and analysis, including coverage of annuity market regulatory, compliance and legislative issues.
AALU Panelist: Commission Disclosure Proposals A Top Threat
By Warren S. HerschVariable product commission disclosure proposals developed by the New York State Insurance Department and the U.S. Securities and Exchange Commission pose an immediate danger to the life industry, an industry policy specialist says.
April 28, 2010
Vermont, Insurer In Accord On Annuity SalesThe Vermont Department of Banking, Insurance, Securities and Health Care Administration has approved a settlement agreement that resolves an investigation involving suitability of indexed annuity sales.
April 28, 2010
Suitability: The Rules Are ChangingIt used to be that the rules governing when an annuity recommendation was considered "suitable" depended upon whether the annuity in question was a variable contract.
April 28, 2010
11 Ways To Spruce Up FA RatesThe motto for the real estate world might be "location, location, location," but for fixed annuities, it's "rate, rate, rate."
April 28, 2010
What Is A Deferred Income Annuity?A deferred income annuity, or DIA, is a newer type of annuity that is essentially cross between a single premium immediate annuity and a single premium deferred annuity.
April 28, 2010
IRI To Administration: Provide Incentives For Guaranteed Lifetime IncomeThe Insured Retirement Institute is asking the U.S. Department of the Treasury and U.S. Department of Labor to create incentives for employers to make guaranteed lifetime income strategies available inside employer-sponsored retirement plans.
April 28, 2010
Social Networking A Life Underwriting Tool? Report Stirs DebateInsurers will increasingly use public shared data to inform pricing decisions and aid in fraud detection, predict researchers from Celent.
April 28, 2010
How To Benefit From A True Advisor ModelBack in 2006, if you told a financial services professional the market was going to take a tumble and the fallout would be a loss of consumer confidence in the industry, you probably would have been laughed at.
