Annuities
Annuity news and analysis, including coverage of annuity market regulatory, compliance and legislative issues.
Annuities Now Permitted to Be Unleashed in Retirement Plans
By Elizabeth D. FestaThe Obama administration clears a path for ample annuity use in 401(K) plans, but makes sure plans will have expanded disclosures to protect investors and make fiduciary standards easier to meet.
February 02, 2012
A Lesson in Annuity Riders: GMIB vs. GWBWhen recommending annuities, be sure to evaluate each riders suitability for your clients unique needs.
February 01, 2012
Living Benefits on Indexed Annuities: Insurance for InsuranceDespite the continued low interest rate environment, indexed annuity sales continue at near record levels.
February 01, 2012
IN IT TO WIN ITIn AIGs lower Manhattan headquarters, SunAmerica Financial Groups CEO Jay Wintrob rattles off a series of encouraging statistics about SunAmerica. The company is currently the fourth-largest seller of annuities in the United States; the largest seller of fixed annuities in the United States; the sixth-largest seller of variable annuities in...
February 01, 2012
Great ExpectationsBy the end of 2011, annuities had continued their reign as the single largest segment of the life and health industry, amounting for nearly half of all revenue. Accident and health insurance came in a distant second, accounting for nearly 25% of all L&H revenue. Life insurance came in third,...
February 01, 2012
Gompertz’ Law of Mortality: How Long Must Your Money Last?Benjamin Gompertz has joined a very small distinctive group of scholars with an actual equation named after him. The equation has been used by researchers in demographic studies, the world over, for almost two centuries now.
February 01, 2012
The Annuity PuzzleSince at least 1965 and the seminal research of Menachem Yaari, economists have recognized that retirees should convert far more of their assets into an income annuity at retirement than they do
January 31, 2012
Do you have broker block?Clients dont care as much about rates and caps as we may think.