SWL Product Design Objectives
By Staff WriterAcacia Life Regent Term blending; cash value; abbreviated payment schedule.John Hancock Life Level Premium Estate ProtectionRiders; broad/favorable underwriting; issue ages.Manufacturers Life (USA) Survivorship Life (TMS97)Term ...
September 01, 2002
Tech Is Both An Enemy And An AllyIn The Struggle To Maintain SecurityA recently released study from Atlanta-based LOMA reports that technology is a two-edged sword in the battle to maintain data ...
September 01, 2002
Moodys Sees Drop In Capital AdequacyByU.S. life insurers ended 2001 with less capital even though their official risk-based capital ratios rose.Analysts from Moodys Investors Service, New York, draw that conclusion ...
September 01, 2002
Variable Policy Riders Differs, So Analyze Them Before FilingVariable Policy Riders Differ, So Analyze Them Before FilingJudith A. HasenauerLets face it, the variable product business today is ultra competitive. Insurers constantly search for ...
September 01, 2002
Market Conduct Pilot's Cost Concerns InsurersMarket Conduct Pilots Cost Concerns InsurersByA data collection pilot project that could help regulators target market conduct exams is still raising cost-benefit concerns among insurers.Initial ...
September 01, 2002
Keep On Offering Estate Tax RidersByIn June, the stage was set for a showdown on repeal of the estate tax. Senate Democrats defeated President Bushs call for permanent repeal ...
September 01, 2002
What To Do If Clients Rebuff Inflation Riders & OptionsByIts true, inflation isnt the double-digit rough rider it used to be back in the 1980s.Now, some consumers apparently think its a phantom rider, so ...
September 01, 2002
Use Riders To Present DI Scenarios To Prospective ClientsUse Riders To Present DI Scenarios To Prospective ClientsOften, the key to gaining a prospects agreement on the need to protect income with disability income ...