Annuities
Annuity news and analysis, including coverage of annuity market regulatory, compliance and legislative issues.
When life insurance is good tax policy
By David PortIt is with a sense of foreboding that most Americans circle April 15 in red ink on their calendars. But for advisors with senior clients for whom estate planning and overall tax minimization are top priorities, tax day is just another spring day.
March 01, 2007
Annuity taxation primerHaving spent the last 26 years either in product development, marketing or sales of fixed annuities, it felt like a no-brainer when asked for a "primer" on their taxation. At the National Association for Fixed Annuities, we live and breathe fixed
March 01, 2007
Identifying fixed annuity candidatesNot a candidateWho is not a fixed annuity candidate? In broad terms, if someone has a high risk tolerance and wants the highest return, they would buy an investment - stocks, mutual funds, hard assets. Fixed annuities - whether index or stated rate
March 01, 2007
Clients need coachingWhen the game is down to the final seconds and the outcome is still in doubt, a coach often will call a timeout to layout a plan to win the contest. He'll draw up a play he thinks will put his players in the places they need to be to...
March 01, 2007
Bank Annuity Sales Rise In DecemberThanks largely to increased demand for variable annuities, bank sales of annuities in December 2006 were up 7% over the total from a year earlier, ...
March 01, 2007
The No-Load Alternative"People want a check that won't run out," says Mitch Politzer matter of factly, in discussing the needs of retirees. After all, he says, retirement...
March 01, 2007
Alternatives to AnnuitiesWhile there are many ways to build retirement portfolios, some advisors say that building an income-producing portfolio of taxable bonds is old news: low interest...
February 28, 2007
Survey says...Training/coaching was identified as the primary category where FMOs need the most improvement by respondents to this month's reader survey. You can't sell effectively - or appropriately - if you don't know your products inside and out. In looking at