How Solo 401(k)s Can Benefit Self-Employed Workers

Expert Opinion July 09, 2026 at 01:30 PM
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What You Need To Know

  • A solo 401(k) is a traditional 401(k) set up for the benefit of small-business owners with no employees.
  • Owners who establish solo 401(k)s can contribute to those accounts as both employer and employee.
  • Solo 401(k) funds can be easier to access in a pinch than SEP IRAs.
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