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Why Only 1 in 10 Retirees Draw Steady Portfolio Income
By
Rob Burgess
October 13, 2026 at 03:11 PM
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What You Need To Know
- Nearly 40% don't touch their 401(k)s until RMDs kick in, new Vanguard research finds.
- One consequence of stockpiling assets in a traditional account is higher lifetime taxes.
- Using a guardrail strategy, setting up regular monthly withdrawals or using annuities to create a "paycheck" can help retirees think of their savings as an income source.
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