What You Need to Know
- About 92% of the 2022 HealthCare.gov enrollees qualified for premium tax credit subsidies.
- HealthCare.gov signed up 9.7 million consumers.
- State-based exchanged programs attracted 3.9 million enrollees.
Managers of the public health insurance supermarkets say business has been great so far this year.
The Affordable Care Act health insurance exchange system has recorded 13.6 million signups for 2022 coverage through Dec. 15, up 17% from the signup total for 2021 coverage recorded a year earlier, according to officials with the U.S. Department of Health and Human Services.
America’s Health Insurance Supermarkets
The ACA exchange system is an eight-year-old family of websites that sell standardized commercial health insurance policies to individuals and small employers.
Exchange plan enrollees can use federal ACA premium tax credit subsidies to pay some, all or part of the premiums.
HealthCare.gov, an arm of HHS, provides ACA exchange services in 33 states.
Fourteen states and the District of Columbia have their own locally run ACA exchange programs.
Last year, the original open enrollment period, or time when people can sign up for coverage without showing they have a special reason to be getting covered, ran from Nov. 1 through Dec. 15 in HealthCare.gov states and many states with state-based exchange programs.
This year, the open enrollment period started Nov. 1 and last until at least Jan. 15, 2022, in HealthCare.gov states and most other states.