Vanilla ice cream (Image: Matanya/Wikimedia Commons PD)A

A life insurer has introduced a plain vanilla policy with a choice of optional riders..

National Life Group  says the riders available with the new TotalSecure whole life policy can help the policyholder get the benefits early if the policyholder suffers a critical illness, a terminal illness or a qualifying chronic illness..

The Montpelier, Vermont-based company is writing the policy through is National Life Insurance Company and Life Insurance Company of the Southwest units.

The issue age range is 0 to 85, according to a product form filed in the District of Columbia.

The death benefit range is from $2,000 to $1 million.

Correction: The name of the issuer of the new whole life policy was given incorrectly in an earlier version of this article. The company’s name is National Life.

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