'Supernerds' Strike Again as Dave Ramsey Touts Big Retiree Withdrawals

News November 09, 2026 at 03:29 PM
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What You Need To Know

  • The personal finance guru suggested an 8% withdrawal rate, given average returns of 12%.
  • That guidance could get retirees in "big trouble" if they get a bad sequence of returns, retirement expert Michael Finke cautioned.
  • David Blanchett points out that average market returns don't reflect fees, taxes, or investor behavior.
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