As part of the predictable end-of-the-year burst of studies and reports, I’ve been struck by a number issued this week that suggest a strange juxtaposition.
That is, while Americans say they believe that their economic woes are beginning to wane, at long last, and they have an inkling of optimism for 2012, they also readily admit that they plan on doing nothing at all to restart their retirement planning.
Your Boomer clients are in the thick of things, but younger workers find themselves especially lost.
I would be a perfect example of this, I guess. I’m in the middle of what would generally be considered my peak earning years—good thing I opted for journalism as a career—but the contributions to my 401(k) were the first thing to get cut late last year when ends were no longer meeting.