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Insurer Offers IUL Sales Tool

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Pacific Life Insurance Company is offering on-line help for advisors in determining reasonable interest rates assumptions to use in client presentations for indexed universal life products.

Pacific Life, Newport Beach, Calif., says its Indexed UL Rates Calculator can help advisors set realistic rate assumptions for IUL policy illustrations. The calculator, available to producers registered to sell Pacific Life policies, uses historical Standard & Poor’s 500 index returns with IUL growth cap rates, participation rates and interest rate floors to show hypothetical crediting rates for an indexed account.