Investors can now evaluate the performance of equity-indexed annuities (EIAs) at www.personalyze.org thanks to MCP Premium, developer of software that provides free comparisons of equity-indexed annuities’ performance.

MCP Premium describes EIAs as products that provide a variable interest rate linked to the return of a stock-market index, along with a guaranteed minimum rate, but produce very different rates of return. MCP Premium (www.MCPpremium.com) says its unbiased EIAnalyzer shows the returns top-selling products from two-dozen insurance companies would have yielded in previous bear and bull markets and over the last 10 years. Each is given a letter grade for overall performance.

“Equity-indexed annuities offer a unique combination of earnings potential and safety, but the differences among them are striking when you look beneath the surface,” said MCP Premium president Mitchell Maynard, in a prepared statement announcing the site.

EIAs, he added, “are complex products whose interest rate is determined by how they’re structured–the so-called crediting method. It’s impossible to judge competing EIAs without software.”

“Many consumers are disappointed when their EIA does not behave as they expected. This site offers them one of the sophisticated analysis tools we provide to financial professionals,” he continued.

The Web site also lists financial advisors who use MCP Premium’s software and have passed a screening process.