Required Minimum Distributions
Keep up with the latest changes affecting required minimum distributions and how they affect your clients, including those tied to 401(k)s plans, IRAs and annuities, as well as the best RMD strategies.
Evaluating adult day care centers
By staff WriterVisit each center twice - once at an appointed time and once unannounced. And bring your loved one with you at least once. Talk with older adults who are at the center, and their family members, if possible, and pay close attention to thei
September 01, 2007
Virtual Meeting OptionsGoTo Meeting Cost: Starting at $49 a month. Mac/PC?: Can join from Mac, but not host meetings. Hosted?Server based?: Both. Bells and Whistles: Record meetings and archive on desktop,...
June 25, 2007
I'll Tell You What Heartless Really IsI recently received an email from a financial planner who "felt he had to respond" to my writing about what it means to be a...
February 01, 2007
A brighter future for Roth 401(k) arrangementsA qualified Roth 401(k) contribution program is an arrangement authorized by IRC Section 402A that allows a 401(k) participant to elect to have all, or a portion, of his annual elective plan deferrals treated as Roth contributions. Under the
February 01, 2007
Meeting the MinimumsMr. Saarf, my seventh-grade geography teacher, once pulled me into the hallway to give me what I'm sure he thought was a motivational speech. He...
January 31, 2007
A brighter future for Roth 401(k) arrangementsA qualified Roth 401(k) contribution program is an arrangement authorized by IRC Section 402A that allows a 401(k) participant to elect to have all, or a portion, of his annual elective plan deferrals treated as Roth contributions. Under the
November 01, 2006
Staying certifiedIt is said that the Certified Financial Planner designation is becoming the industry standard. More and more consumers are seeking advisors who are certified, who have been through rigorous testing, and who work and live by a code of ethics and
November 01, 2006
The PPA deliversPrior to PPA, there was no way for a person to transfer money held in an IRA to a charity without first recognizing the contribution in income. To correct this, PPA allows for qualified charitable distributions (QCDs) from IRAs (excluding SEPs and