Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Your Partners' Role In Retirement Planning
By James J. Green"Advisors have been in the retirement business since day one," admits Charles Goldman, but a "giant psychographic shift" has occurred among boomer preretirees who are...
February 22, 2007
Looking for a Lifetime Income StreamAARP Financial has teamed up with New York Life Insurance Company to launch the AARP Lifetime Income Program, a program designed to generate a more secure stream of retirement income for AARP members. The new product offers fixed immediate annuities, issued by New York Life Insurance and Annuity Corporation (a...
February 22, 2007
Focusing on Smaller DC PlansThere is no doubt that defined contribution (DC) plans, which are already quite firmly entrenched in corporate America, are going to gain even more ground...
February 08, 2007
NASD Alerts Seniors About Life SettlementsThe NASD is warning seniors about the perils of viatical or life settlements--selling their life insurance policies for cash. For life insurance policies, there is no "transparent secondary market" making it difficult for seniors to tell if they are being offered a fair price; that plus high transaction costs--commissions of...
February 04, 2007
Income Planning A Lifelong ProcessIs income planning a way of life? And if it isn't, should it be?Financial advisors as well as insurance executives say that the need for ...
February 04, 2007
Income Planning A Lifelong ProcessIs income planning a way of life? And if it isn't, should it be?Financial advisors as well as insurance executives say that the need for ...
February 01, 2007
A Progress Report on Fee-Based BusinessThe industry's exhortation about the appeal of the fee-based business model has never been more emphatic. Firms are pushing it. Advisors are embracing it --...
February 01, 2007
Buying Access to the Big PlansTransparency, a commitment toward service, and a range of low-fee investment options offered on an open architecture platform. This is the cornerstone of the Schwab model...