Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Retirement Plan Participation Rates ‘Level Off’ Due to Downturn
By John SullivanAfter growing sharply throughout the 1990s, participation rates in 401(k)s leveled off during the next decade, especially during the period between 2005 and 2009, according to analysis from the Employee Benefit research Institute. In the case of ownership of IRAs, the numbers declined slightly for the same period.
October 06, 2011
Employees Focus on Long-Term Retirement Goals: The PrincipalRetirement plan participants have moved beyond recovering from the effects of the recession and are focusing on long-term goals, a report from The Principal found.
October 06, 2011
Fidelity Launches Online IRA Distribution, Education CenterFidelity announced on Thursday that it has launched a new Retirement Distribution Center on its website in order to help clients manage withdrawals from their IRAs.
October 06, 2011
Treasury Set to Issue Lifetime Income Guidance; DOL to FollowThe Treasury Department plans to release soon guidance for employers on how best to integrate lifetime income products into 401(k)s and other employer-sponsored retirement plans, while the Department of Labor plans to follow with similar guidance early next year.
October 05, 2011
The Confusing World of Contingent AnnuitiesIf youve never heard of a 'contingent annuity,' youre not alone.
October 04, 2011
DOL Eyes IRA Exemptions to Fiduciary Rule on Revenue Sharing, Principal TradesAt FSI gathering, DOL official says reproposed fiduciary rule on IRAs may include exemptions around revenue sharing and principal trades.
October 04, 2011
Re-Enrollment, Target-Date Funds Protect Retirement Plan FiduciariesRetirement plan sponsors may offer prudently selected mutual funds and investment education on the false assumption that plan participants know how to invest their funds.
October 04, 2011
Private Sector Retirement Wealth Comparable to Public Sector SavingsA new issue brief from The Center for Retirement Research at Boston College compares retirement wealth for private employees versus their state and local government counterparts.