Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Potential Pension Income Abuse Targeted by Sen. Harkin
By John SullivanLump sum or annuity? Its a question that dogs lottery winners and parties to structured settlements, and it might now involve your client's retirement plan.
November 16, 2011
Retiree Confidence Returning to Pre-Crisis LevelRetirees are returning to their 2008 attitudes about finances, even if theyre not quite there yet. Retirees feel more financially secure now than they did in 2009, the last time the survey was conducted.
November 15, 2011
New Prudential Website Focuses on Guaranteed IncomePrudential Retirement, a subsidiary of Prudential Financial, announced on Monday the launch of a new website to address retirement income needs.
November 13, 2011
When Do IRAs and Annuities Mix?Annuities can be purchased inside an IRA, but is an IRA the right home for an annuity?
November 11, 2011
Deficit Tax Proposals Would Radically Change 401(k)s: EBRIIf enacted, two major tax-reform proposals aimed at shrinking the federal deficit would reduce 401(k) plan contributions and likely send retirement account balances tumbling, according to the nonpartisan EBRI.
November 10, 2011
Few Takers for 401(k) AdviceIn volatile markets, demand should soar for professional financial advice, but few employees are taking advantage of recent rule changes that encourage plan sponsors to offer just that.
November 08, 2011
Primerica Reps to Distribute Lincoln Financial Indexed AnnuitiesLincoln Financial Group got a big boost to its annuity distribution channel Monday when it announced that 82,000 Primerica reps will now have access to Lincoln's fixed indexed annuity products.
November 07, 2011
Target-Date Funds Payout Often Misunderstood: SurveyDefined contribution plan participants, by and large, understand what target-date funds are and how they work, with a notable exception: they have unrealistic expectations about what those funds will provide upon retirement, according to a survey from AllianceBernstein released Monday.