Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Fidelity: 62% Rebound in 401(k) Balances Since 2009
By John SullivanFidelity reported its average 401(k) balance rose to $74,600 at the end of the first quarter, up 8% from the end of the fourth quarter of 2011.
April 27, 2012
How to Become a Retirement AdvisorBill Kantner had the kind of problem most advisors only dream of: 90 prospects from the same company were ready to retire and he needed a way to support their needs. Zachary Parker of Securities America had a solution.
April 27, 2012
When Should Clients Start Claiming Social Security Benefits?Claim right away or wait? Your advice to clients can make all the difference. Heres what to consider.
April 26, 2012
U.S. Chamber Warns Against ‘Political Barriers to Innovation’ in Private Retirement PlansThe U.S. Chamber of Commerce published on Monday a white paper, Private Retirement Benefits in the 21st Century: A Path Forward, that provides guidelines for creating and maintaining retirement plans and increasing workers savings.
April 25, 2012
TDFs Have Best Quarter Since 2010The average return for target maturity funds last quarter came in 3.5% under the S&P 500 at nearly 9%, but beat the BarCap U.S. Aggregate Bond Index by over 8.5%, according to the Ibbotson Target Maturity Report.
April 25, 2012
How Are Advisors Managing in a Low-Rate Environment?While the Federal Reserve's reaffirmation Wednesday of its zero-rate policy is great news for home buyers, low rates remain a significant challenge to retirees and their financial advisors...
April 24, 2012
The 2012 IA 25Some people ride a wave and some people, like the honorees of the 10th annual IA 25, create a wave.
April 24, 2012
Social Security Assets ‘Adequate’ for 10 Years, Deficits Begin 2021Disability trust fund will run dry in 2016, OASI in 2035, according to the 2012 Social Security Trustees report.