Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
94% of Pension Plans Underfunded: Wilshire
By John SullivanA low-interest-rate environment is wreaking havoc with corporate defined benefit plans.
April 02, 2013
What Advisors Don’t Know About Variable Annuities: VA MechanicsTo understand how VAs differ and where they fit in a clients portfolio, first understand their common traits, like how a guaranteed withdrawal rate actually works.
March 29, 2013
Variable Annuity Sales Slide as Income Annuities Reach RecordOverall VA sales trended downward compared with 2011, but were relatively even with 2010 levels.
March 29, 2013
Best and Worst States for Savings AccountsSurprisingly, states with high unemployment and dire fiscal situations fared well.
March 28, 2013
Black Caucus Members Balk at DOL Fiduciary RuleThe Congressional Black Caucus is warning the DOL that its plan to extend ERISAs fiduciary standard to IRAs will hurt African-American savers.
March 28, 2013
Even Affluent Women Fear Becoming ‘Bag Ladies’Fears of degenerating to the point of a destitute bag lady might elicit a smirk, but a new study from Allianz Life makes clear its nothing to laugh about.
March 28, 2013
When to Begin Social Security? Even Advisors Aren’t SureHere's a scary thought: Social Security is the largest source of retirement income for most Americans. Just as troubling is the confusion over when to start taking it.
March 27, 2013
Retirement Assets Rise 8% in 2012Retirement assets reached $19.5 trillion, a 44.4% jump from 2009 recession lows, according to data released Wednesday by the Investment Company Institute.