Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Keeping Clients From Getting Taxed Twice on Their Retirement Income
By William H. Byrnes, Robert BloinkMake sure to consider the state tax implications that may arise when clients tap into retirement income from deferred comp plans after theyve relocated.
December 03, 2013
IRA Owners Staying on Top of Retirement PlanningA report by ICI says IRA owners are likely to adopt other complex planning and savings behaviors like determining when to take Social Security.
November 25, 2013
Finke: What Do Lifetime Income Projections Achieve?Proposed rules mandating retirement income estimates hold promise and pitfalls, Michael Finke says.
November 25, 2013
How to Deal With Clients’ Not-So-Great Retirement ExpectationsIt seems that 10 years ago many of the conversations I had with clients and prospects revolved around accomplishing their retirement dreams: playing plenty of golf, having time with the grandkids, travelling all over the world.
November 20, 2013
Workers Cut 401(k)s as They Fatten HSAs: MercerWith the Affordable Care Act, health care and its cost is top of mind, to the detriment of retirement savings, according to a Mercer report.
November 06, 2013
Americans Still Focused on SavingAmericans continued their commitment to saving in the first half of the year, according to an analysis of recordkeeper data by Investment Company Institute.
November 04, 2013
Workers Think They’re Maxing Out 401(k)s at $8,000Many 401(k) participants could be saving much more than they think, according to the Mercer Workplace Survey.
October 30, 2013
AARP Blasts Social Security Benefit Increase as Too ‘Small’The 1.5% COLA will quickly be consumed by the rising costs of basic needs like food, utilities and health care, says AARP.