Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
NARAB II Bill Would Help Retirees Keep Advisor When Moving Out of State
By Melanie WaddellIRI says there is unprecedented support for the bill, which would establish an insurance licensing clearinghouse for financial professionals operating in multiple states.
June 26, 2014
Surge in IRA Rollovers Intensifies Competition for AssetsFirms must be creative with their marketing and adapt quickly to capture more IRA rollover business, Cerulli says.
June 25, 2014
Thousands of 401(k)s Fail Nondiscrimination TestIn 2012, the year for which the most recent data is available, $794 million in 401(k) contributions were returned to highly compensated employees.
June 24, 2014
TDFs Lead Investment for Small-Plan Retirement SaversTarget-date funds are the overwhelming favorite among participants in professionally managed investments, a report released Tuesday by Vanguard found.
June 23, 2014
Millennials Prefer Roth IRAs (and Boomers Should, too): T. Rowe PriceRecent T. Rowe Price research suggests Roth IRAs could be more advantageous than traditional IRAs for most investors, even many near retirement.
June 23, 2014
Qualifying 401(k) Dollars for Stretch IRA TreatmentStretch IRAs can allow beneficiaries to stretch tax-deferral benefits for years after the original owners death, but beware of the potential tax hit.
June 18, 2014
Pre-Retirees Choosing to Work LongerWhile the average retiree stopped working at 59, those yet to retire say they want to work until 68, Northwestern Mutual found.
June 18, 2014
Gen Y Lagging Older Workers in Retirement SavingsGiant payroll processor ADP warns that Gen Y investors may be missing out on the benefits of compounding by putting off saving.