Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Thousands of 401(k)s Fail Nondiscrimination Test
By Nick ThorntonIn 2012, the year for which the most recent data is available, $794 million in 401(k) contributions were returned to highly compensated employees.
June 23, 2014
Qualifying 401(k) Dollars for Stretch IRA TreatmentStretch IRAs can allow beneficiaries to stretch tax-deferral benefits for years after the original owners death, but beware of the potential tax hit.
June 18, 2014
Pre-Retirees Choosing to Work LongerWhile the average retiree stopped working at 59, those yet to retire say they want to work until 68, Northwestern Mutual found.
June 18, 2014
Gen Y Lagging Older Workers in Retirement SavingsGiant payroll processor ADP warns that Gen Y investors may be missing out on the benefits of compounding by putting off saving.
June 17, 2014
Senate Finance to Vote on New Social Security Advisory Board MembersCommittee will hold Wednesday open executive session to vote on new members Aaron, Chen and Cohen.
June 17, 2014
2 Tax-Efficient Savings Strategies for Right Now: Tax Season Lesson, Pt. 2Here are some counterintuitive strategies to save money in the most tax-efficient manner today (which might change as the IRC changes).
June 16, 2014
How to Beat the Retirement ‘Crisis’Sean Ciemiewicz of Retirement Benefits Group says many investors overestimate how much they need to save for retirement.
June 16, 2014
Indexed Annuities Meet GLWBs. The Perfect Product?When it's available, two-thirds of indexed annuity buyers add a GLWB rider, even though it may not be appropriate for all clients.