Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
Safeguarding Retirement With 401(k) Plan In-Service Withdrawals
By Robert Bloink, William H. ByrnesLittle-known IRS rules that provide for in-service 401(k) withdrawals allow use of funds already earmarked for retirement to implement an annuity strategy while still working.
September 11, 2014
Annuity Sales Hit 3-Year High: IRICiting Beacon Research and Morningstar, IRI said both fixed and variable annuities had the highest sales in three years.
September 09, 2014
Can This Pension Bailout by the Government Be Avoided?The Center for Retirement Research estimates that about 35% of multiemployer retirement plans will exhaust their assets over the next 30 years.
September 08, 2014
With BlackRock Exit, Who Will Fill Target-Date ETF Void?ETF expert Ron DeLegge predicts Schwab market entry; meanwhile Ron Surz enters the marketplace with a loss-avoidant product.
September 08, 2014
New Hybrid Indexed Annuities Balance Market VolatilityInsurance carriers have developed a hybrid fixed indexed annuity with a built-in hedge that allows greater potential for participation in market gains.
September 05, 2014
Social Security Claiming Options: Don’t ‘Save the Date’Social Security agents want you to get the most in benefits, but the more important issue is when you get those benefits.
September 04, 2014
Frustrated States Push to Fill Small-Business Retirement GapSeventeen states are at some stage of legislating state-administered plans that hope to deliver retirement plan access to small employers.
September 03, 2014
3 Investments Retirees Should Avoid: Morningstar’s BenzMorningstar's Christine Benz warns that some assets can add volatility, expenses and stress to retirement portfolios, with little upside.