Income Planning
Learn what experts and top advisors say about the best ways to work with clients to determine and build successful retirement income plans.
The Big Thing Clients Don't Get About Social Security Spousal Benefits
By Marcia MantellMany clients (and some advisors) mistakenly believe they have a choice between their own benefit and their spouse's.
July 27, 2023
Why a 2024 Social Security COLA Under 4% Would Be Good News: MunnellThis would be much lower than previous years but reflects the fact that inflation is finally moderating.
July 25, 2023
Prudential Picks Somerset Re to Reinsure $12.5B in Life PoliciesPrudential said it will continue to service the policies.
July 25, 2023
5 Reasons to Pause Social Security BenefitsThere are a few reasons why a client could benefit from a "do-over" on claiming their benefit.
July 19, 2023
4% Rule Falls Short for Retirees With Big Health Care ExpensesAnnual health care expenses tend to grow sharply toward the end of life, HealthView Services data shows.
July 19, 2023
Brighthouse Adds a Registered Indexed Universal Life PolicyA client can use RIUL policy loans to take periodic cash distribution payments.
July 18, 2023
12 Worst U.S. Cities for Financial StressAmericans are more stressed about inflation than they are about crime, according to a recent survey.
July 14, 2023
The Real Reason a Higher Retirement Age Won't Fix Social SecurityRaising the retirement age would have little effect on how long people work, researchers argue.