Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Health-Care Law’s LTC Program Unsustainable, Republicans Say
By Marlene Y. SatterA group of congressional Republicans issued a report on Thursday claiming that a piece of President Barack Obamas health-care law calling for long-term care insurance, also known as the Community Living Assistance Services and Supports Act, is financially insolvent.
August 28, 2011
LTC Buyers Choose Higher Premiums Over Limited BenefitsCan the LTC market come back from the brink?
August 24, 2011
Liable to Regret?Your clients, or even your own firm, may be considering self-insuring to cover costs normally covered by health or workers compensation insurance, but a recent poll shows that theres a certain amount of ignorance about the responsibilities and liabilities of a self-insured groups member firmsand that ignorance is growing.
August 24, 2011
2011 Broker-Dealers of the Year: The Runners UpMore than 5,000 valid votes were cast in this year's Broker-Dealer of the Year balloting. Here are the second- and third-place BDs in our annual readers' poll.
August 24, 2011
Establishing Effective Disability PoliciesReaders of Rx for Disability (Investment Advisor, July 2011) may come away with the mistaken impression that it is difficult for todays medical and dental professionals to obtain individual disability income insurance coverage that meets the articles so-called gold standard.
August 24, 2011
Advisors Embrace Asset-Based LTC InsuranceSales of asset-based long-term care insurance policies, those that offer an LTC component attached to a different kind of policy, are growing by leaps and bounds, and they can be easier for advisors to deal with, according to new data from the American Association for Long-Term Care Insurance, released Tuesday.
August 22, 2011
Want to Retain More Clients? Provide a Different Kind of Retirement AdviceAdvisors who provide broader, values-based guidance in retirement planning are more likely to retain their now more cynical clients when the market takes a turn for the worse.
August 11, 2011
IRA Owners on Brokerage Chopping BlockIndividual retirement account holders may find themselves brokerless if the DOL adopts its proposed fiduciary duty rules.