Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Liable to Regret?
By Marlene Y. SatterYour clients, or even your own firm, may be considering self-insuring to cover costs normally covered by health or workers compensation insurance, but a recent poll shows that theres a certain amount of ignorance about the responsibilities and liabilities of a self-insured groups member firmsand that ignorance is growing.
August 24, 2011
Advisors Embrace Asset-Based LTC InsuranceSales of asset-based long-term care insurance policies, those that offer an LTC component attached to a different kind of policy, are growing by leaps and bounds, and they can be easier for advisors to deal with, according to new data from the American Association for Long-Term Care Insurance, released Tuesday.
August 22, 2011
Want to Retain More Clients? Provide a Different Kind of Retirement AdviceAdvisors who provide broader, values-based guidance in retirement planning are more likely to retain their now more cynical clients when the market takes a turn for the worse.
August 11, 2011
IRA Owners on Brokerage Chopping BlockIndividual retirement account holders may find themselves brokerless if the DOL adopts its proposed fiduciary duty rules.
August 10, 2011
GAO Releases First Study of Long-Term Care InsuranceA Government Accounting Office study of long-term care insurance finds that nearly half of government employees who had purchased coverage chose to accept a rate increase rather than accept reduced benefits.
July 28, 2011
Consumers More Likely Than Ever to Buy Life Insurance DirectInsurance agents are still the preferred way to buy life insurance for many Americans, but they are increasingly turning to direct methods of purchase such as online, phone or mail orders, a survey released Wednesday found.
July 25, 2011
Why Financial Education Is Now an Advisor’s Best FriendWhy educating retirement plan participants will benefit advisors, even if they're not the ones doing the schooling
July 22, 2011
AARP: Value of Unpaid Caregivers Worth $450 Billion in 2009A report released Monday by AARP’s Public Policy Institute put the value of unpaid care for a friend or family member at $450 billion in 2009.