Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
401(k)s Blasted as ‘Poorly Designed’: Study
By John SullivanA report from the Economic Policy Institute takes aim at 401(k)s, claiming they increase income inequality and were never intended to replace pensions.
September 06, 2013
Spouses Who Plan Together Are Best Prepared to Retire: Behavioral StudyNew behavioral research predicts that discussion between pre-retirement spouses can lead to more success and less stress when they leave the work force.
September 05, 2013
How to Get Paid for Retirement-Plan Advice: Pretax DollarsIf youre giving advice to an individual company retirement plan, you can get paid directly from the Self Directed Brokerage Account option.
September 02, 2013
Health, Wealth & Family: The Lessons We All LearnThe author of 'The Glass Castle' intricately and emotionally describes struggles over survival, spending priorites and respect for others. We all learn from our families about money, for good or ill.
August 26, 2013
Exploring the New Generation of Term Life InsuranceTerm life insurance is finally being brought up to speed, with carriers jumping to differentiate their products in a crowded market.
August 23, 2013
Americans, and Their Money, Flee High-Tax StatesMuch is said about businesses' growth driving state economies. But cash brought by tax migrants from other states may dwarf their revenue.
August 19, 2013
Most Americans Need More Life Insurance: Nationwide FinancialA survey by Nationwide Financial found 98% of Americans with a spouse, domestic partner or dependent are underinsured to the tune of $1.2 million.
August 19, 2013
How to Build Your Own Solution to Long-Term Care Insurance ScarcityHybrid annuity products that combine the estate and income planning features of an annuity with the protection of LTC insurance are becoming increasingly popular.