Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Roth IRAs Off Limits to High-Income Clients? Not Exactly
By William H. Byrnes, Robert BloinkThere is an alternative, indirect route to Roth IRAs for some high-income clients. It takes time and planning, but may well be worth the effort.
January 27, 2014
Insurance for the Field of DreamsSay you have a client (or yourself, perhaps) whos so heavily into fantasy sports, hes one of the 25 million-plus players who fork over more than $1 billion annually to put together a team.
January 21, 2014
HRAs Falling as HSAs Continue to Soar: EBRIThe number of HRAs, where employers reimburse health costs, fell in 2013 for the first time in a decade while HSAs continued to expand.
January 21, 2014
Good Times? Then ‘Rebalance’ HNW Clients’ Insurance CoverageIn this period of relative calm, financially speaking, review clients insurance policy coverage terms, conditions and, especially, financial limits.
January 13, 2014
AIG Seeks to Add 600 Advisors in Annuities PushAIG plans to add 600 advisors in a push to increase sales of retirement products as some rivals retreat from annuities.
January 13, 2014
Advisors Fail to Address Retirees’ Housing Needs: Legg MasonAdvisors are falling behind in helping their aging clients prepare for what could likely be one of their biggest expenses in retirement: where to live.
December 23, 2013
Hidden Treasure: Aligning HNW Clients' Insurance NeedsOne of the ways the high-net-worth choose to spend their money is on artwork. However, the value of individual pieces and whole collections can fluctuate wildly.
December 23, 2013
The Messy Reality of Financial DecisionsFollowing the evidence is imperative and difficult.