Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
You've gotta be kidding ...
By John SullivanSadly, no. We were hoping they have well-funded HSAs or high-deductible plans (say at about the $1 million level), but of course that's not the...
April 01, 2009
Insurance Update: Down, Down, DownRun a Google search these days for "insurance company ratings downgrade" and you'll come up with page after page of companies losing ground, from Aegon...
April 01, 2009
The Outlook: Negative, but SoundIn the second half of 2008, Fitch Ratings moved its ratings outlook for most insurance regions and sectors globally to negative. It now expects a...
March 31, 2009
Guarantees dominate variable annuities amid sharp sales declineAlmost all variable annuities offered include some form of Guaranteed Living Benefit (GLB) according to a survey by Milliman released Tuesday. The firm's new survey of...
March 18, 2009
Variable annuity sales tumble 30 percentFourth-quarter variable annuity sales totaled $33.3 billion, a 30 percent decrease from fourth quarter 2007, according to data released today from NAVA, the Association for...
March 12, 2009
Individual LTCI premium falls 23 percent in fourth quarter"Historically, individual products have emerged relatively unscathed from the effects of a recession," says Karen Fisherkeller, LIMRA associate analyst, Group and LTC Product Research. Now,...
March 09, 2009
Industry leaders welcome new online 'LTC Guild'In what could be deemed the MySpace of LTCI, a new online "LTC Guild" offers long term care insurance professionals a chance to gather for...
March 09, 2009
Impending health care costs won't lower living standardsNo evidence suggests boomers approaching age 65 will be forced to reduce their living standards due to medical expenses, according to new research from the...