Life Planning Strategies
Life planning strategies, with ideas about how to use life insurance and related products to help people and businesses get things done.
Boomers make up majority of uninsured
By Danielle AndrusThe U.S. Census Bureau reported last week that the number of uninsured rose from 45.7 million in 2007 to 46.3 million in 2008. The majority...
September 10, 2009
Sinking in a morass of misinformationBarn-burner of a speech, with some House of Lords-style harrumphing thrown in for good measure. In a perfectly-timed dovetail today, the U.S. Census Bureau reported...
September 03, 2009
The Messiah's second comingTough summer for the president. A myriad of factors have his approval rating now well below 50 percent. The primary cause is his damn-the-torpedoes, full-steam-ahead...
September 03, 2009
Pop quiz: What do you know about index annuities?It's meant for consumers, but sadly, far too many advisors will fail. The Wall Street Journal's Leslie Scism offers the following quiz on equity (or...
September 03, 2009
Boomers find fiscal responsibilityAs we mentioned a few weeks ago, boomers are finally getting fiscally responsible -- just in time to screw everyone else. Cutbacks in spending by...
September 03, 2009
Does the prudent withdrawal rate still hold?Until a few years ago, conventional wisdom held that a 4 percent to 4.5 percent annual withdrawal rate was considered prudent. But in the height...
September 01, 2009
Insurance Update: An Asset to PlanningA specialized insurance product that offers long-term care coverage in addition to life insurance is gaining in popularity, according to the American Association for Long-Term...
August 31, 2009
Boomers wrong on health costsAccording to a new survey, Americans are dramatically underestimating their retirement health care costs and insufficiently planning as a result. The July survey of something called...