Health Insurance
Health insurance news and analysis, with coverage of general health insurance trends, major medical insurance, disability insurance, dental insurance, vision plans, telemedicine plans, critical illness insurance, hospital indemnity insurance, short-term health insurance, the Affordable Care Act public exchange program, and more.
Beware the ticking E&O time bomb
By Steven McCartyFull disclosure: Since 2008, National Ethics Bureau has been sponsoring affordable errors and omissions insurance for low-risk advisors.
September 30, 2009
Will Health Care Reform Make Health Savings Account Sales a Thing of the Past?As health insurance reform presses on, many are concerned about what will happen to health savings accounts (HSAs) under new regulations. Will HSAs be permissible? And if they are, how could they possibly be sold in a world of minimum coverage
September 30, 2009
How to Sell Health Savings Accounts to the Baby Boomer MarketWith the cost of health care skyrocketing, an increase in baby boomer entrepreneurs covering their own health care, rising unemployment, and a reduction in employer-covered health care, health care can be a significant financial burden for boomers
September 30, 2009
4 Creative Ways to Find Coverage for Individuals with Health ConditionsThe foundation of insurance rests on the concept of protecting individuals from risk, uncertain in terms of scope and timing but predictable based on large numbers. People buy home insurance to protect against fire and other risks that can generate
September 30, 2009
Gender Rating in Health Insurance: Fair Practice or Discrimination?Throughout the fact-finding process, a million little things -- from weight to social activities -- can cause your client to qualify for a higher health insurance premium or be denied coverage altogether. But for nearly half the residents
September 30, 2009
How to Sell Health Insurance: 4 Common Misconceptions Consumers HaveAlthough many Americans receive their medical benefits through employer-sponsored plans, there are those who either are not employed, are not eligible, or don't want to pay for coverage. Additionally, an employer-sponsored plan may not cover
September 30, 2009
Sausage MakersAt this point more people (at least in the U.S.) probably know Otto Eduard Leopold von Bismarck more for his remark that "laws are like sausages.
September 30, 2009
4 Ways to Drive a High-Performing, Efficient, and Effective Health Underwriting ProcessWhether writing small, medium, or large-group medical business, the process through which agents and carriers work to underwrite cases can often be arduous and imprecise -- but it doesn't have to be that way. Carriers differ somewhat in