Fixed Annuities
Fixed annuity news and analysis, with coverage of book value annuities, multi-year guaranteed annuity (MYGA) contracts, immediate annuities, deferred income annuities (including QLACs), and fixed indexed annuities.
Should Fixed Index Annuities With MVAs Be Sold By Prospectus?
By James P. PedigoShould fixed index annuities with market value adjustment (MVA) features be sold by prospectus? In other words, should they be treated as registered products?For instance, ...
October 01, 2007
How to Protect Yourself From the Long Arm of ComplianceIn the early days of the insurance industry, before NASD Notice 05-50 was released on Aug. 8, 2005, things were radically different than they are today. Since then, the financial services world has changed dramatically. Compliance, once an issue
September 30, 2007
Fixed with a moving partGiven the prevailing interest rate environment, it's not surprising that sales of all types of fixed annuities fell 5 percent in 2006, according to figures from LIMRA International. What some might find surprising is that while sales of book-value
September 30, 2007
Fixing your sights on the futureFor a product that once was about as plain vanilla as a financial instrument could get, the fixed annuity is proving to be surprisingly controversial. Utility isn't the issue; advisors continue to tout fixed deferred annuities, both the traditional
September 30, 2007
How to Protect Yourself From the Long Arm of ComplianceIn the early days of the insurance industry, before NASD Notice 05-50 was released on Aug. 8, 2005, things were radically different than they are today. Since then, the financial services world has changed dramatically. Compliance, once an issue
September 23, 2007
Low Annuity Renewal Rates: Why This Agent Is SmilingThank goodness for annuity insurers that drop their renewal interest rates to the minimum.During my 32-year career as an insurance agent specializing in fixed, deferred ...
September 23, 2007
Low Annuity Renewal Rates: Why This Agent Is SmilingThank goodness for annuity insurers that drop their renewal interest rates to the minimum.During my 32-year career as an insurance agent specializing in fixed, deferred ...
September 17, 2007
FA Sales Fall Despite Rising Immediate Annuity VolumeU.S. sales of fixed annuities fell to about $16.4 billion in second quarter, down 9.2% from the total for the second quarter of 2006, according ...