PWBA: Benefit Plans Can Sell Life Policies To Trusts
By Allison BellNU Online News Service, Sept. 3, 7:15 p.m. -- The Pension Welfare Benefits Administration says employee benefit plans can sell individual life insurance policies ...
September 01, 2002
No-Lapse Guarantee Riders Redefine Cost Of Death Benefit ProtectionByWhich is less expensive? Whole life, universal life, or variable universal life?For a general question like that, the answer is, "It depends," with the variable ...
September 01, 2002
Fitch Says RBC Ratios Improved in 2001ByRisk-based capital ratios of U.S. life insurers improved in 2001, according to Fitch Ratings, Ltd., New York.The ratios improved to 366% at year-end 2001 from ...
September 01, 2002
Full Disclosure's Survivorship Life ReportFull Disclosures Survivorship Life ReportA key to a competent product analysis is knowledge of what each product is designed to do--its "ideal purpose" if you ...
September 01, 2002
SVL Product Design ObjectivesAllmerica Financial Survivorship VULLow premiums; maximum retirement income; long term values; flexibility; features; high target premiums.American General Life (AIG Inc.) Platinum Investor Survivor IIHigh target ...
September 01, 2002
Long-Term Disability Riders Can Help Make The SaleLong-Term Disability Riders Can Help Make The Sale BySelling group long-term disability plans on price alone is tough--especially when virtually every LTD plan has the ...
September 01, 2002
SUL Product Design ObjectivesAmerican General (AIG Inc.) Platinum Survivor UltraLow premium to carry; high death benefit.AmerUs Life Ultimate Survivor Series IIIFlexibility.Banner Life Survivor LifeSecondary guarantees.Canada Life Lifetime 2Secondary ...
September 01, 2002
Living Benefits Riders Get Fancy, But Could Use More FlexibilityLiving Benefits Riders Get Fancy, But Could Use More FlexibilityByIn trying to attract new life insurance sales, many companies have added various new features through ...