Indexed UL Design Objectives

AIG American General Life AIG Elite Global IUL

Best 2 of 3 Indices; Automatic 75/25/0 Overweighting; High Rolling Targets

Allianz Life GenDex II

Cash Value (CV) Accumulation; Flexible DB Guarantees

Aviva Life and Annuity Co. Advantage Builder II

Lifetime Guaranteed DB; CV Accumulation

Aviva Life and Annuity Co. Lifetime Builder

20% Free Partial Withdrawals; Maximum Variable Loan Rate; Levelized Strategy Transfer; Qualified Plan Availability

Aviva Life and Annuity Co. of NY Empire Solution II

Flexibility; Various Sales Scenarios; Lifetime Guaranteed DB

Aviva Life and Annuity Co. of NY Life Builder

20% Free Partial Withdrawals; Levelized Strategy Transfer; Qualified Plan Availability

Bankers Life Innovative Life EIUL

Underage Market; College Accumulation

Conseco Life Asset Builder Plus

High Participation Rate; No Cap; Maximum Accumulation Values; DB Guarantee to Age 85

Conseco Life Life Options

Multiple Indexing Methods; Rolling Targets; Riders; Flexibility

Indianapolis Life (An Aviva Co.) Vista Lifetime

20% Free Partial Withdrawals; Maximum Variable Loan Rate; Levelized Strategy Transfer; Qualified Plan Availability

Indianapolis Life (An Aviva Co.) Vista Advantage II

Flexibility; Various Sales Scenarios; Lifetime Guaranteed DB

ING "Security Life of Denver" Indexed Strategic Accumulator UL

Accumulation Sales; High Early CVs

Lafayette Life Marquis Centennial IUL

Lifetime DB Guarantee; Long Term Accumulation Values; High Participation Rates; High Cap Rates; Various Sales Scenarios

Life Insurance Company of the SW SecurePlus Paragon

Maximum Accumulation Value; Maximum Income; Living Benefits Riders

Lincoln Benefit Life Ultra Index

Accumulation Sales; Low Premium to Carry

Midland National Life XL-DB

Multiple Indices; 9 Index Strategies; 4 Options with No Cap; 2 Options with 135% Participation; Systematic Premium Allocation Option

Midland National Life XL-CV2

Multiple Indices & Strategies; 4 Options with No Cap; 2 Indices with 115% Participation; Broad Range of Face Amounts; Maximum Income

Midland National Life XL-EC

Multiple Indices; 9 Index Strategies; 4 Options with No Cap; 2 Options with 135% Participation; Systematic Prem. Allocation Option; Table Shaving Program; Waiver of Surrender Charge Option; Early CVs

Minnesota Life Eclipse Indexed Life

Guaranteed 100% Participation Rate; Cash Accumulation Sales; Supplemental Income; DB Guarantee to Age 120; Guaranteed Short-Pays

National Life Ultra Select

Maximum Accumulation; Maximum Income; Living Benefits Riders

North American Life Guarantee Builder IUL

Lifetime DB Guarantee; Guaranteed 100% Participation Rate Available; Accumulation Sales; Daily Sweeps; 4 Index Options; 3 Crediting Methods; Variable Loans

North American Life Builder IUL

Guaranteed 100% Participation Rates Available; Accumulation Sales; Daily Allocation to Index Selection; 4 Index Options; 3 Crediting Methods; 20-Year No-Lapse Guarantee; Variable Loans

Old Mutual Life MasterChoice IUL

Age 100 DB Guarantee; Liquidity; Surrender Charges Waived on Overfunded Amounts

Old Mutual Life MasterElite UL

Liquidity; Surrender Charges Waived on Premium Over Target; 100% Guaranteed Participation Rate; Variable Loan Option

Pacific Life Indexed Accumulator III

Maximum Cash Accumulation; DB; High Early CVs; 100% Guaranteed Participation Rate; No Cap

Penn Mutual Life Accumulation Builder IUL

Fixed Account Option; 2 Loan Options; Liquidity

Phoenix Life Indexed UL

3 Accumulation Options; Maximum Accumulation; Maximum Income

RBC (Liberty Life) Index Enhanced UL

20-Year No-Lapse Guarantee; Accumulation Values

Transamerica Occidental Life TransIndex UL

Enhanced Index Strategy; Overloan Protection; Maximum Income

Union Central Life (UNIFI Co) Excel Index UL

3 Crediting Options

United States Life of NY (AIG Co) Elite Index UL-NY

Guaranteed 100% Participation Rate; Rolling Targets; DB Guarantee to Lifetime Rider; N.Y. Availability