Making Income Annuities Irresistible
By James P. PedigoWith an increasing number of new retirees, fewer traditional pensions and people living longer, the income annuity market has been poised for growth for many years. However, sales have yet to take off.
February 05, 2006
Expect More VA Guaranteed Living Benefits, Survey SaysThe retirement income market appears to be moving out of the "embryonic" stage and into the growth stage, says a new report from The Diversified ...
February 05, 2006
NQ Annuity Owners Are Concerned About RetirementThere is a great deal of continuity in the demographics and attitudes of nonqualified annuity owners.That is one finding of the "2005 Survey of Owners ...
February 05, 2006
Seniors Should Keep Their Life Insurance-For LiquidityThe current controversy over the life settlement business seems to result more from political grandstanding for "face time" in the media than from politicians' real ...
February 05, 2006
Fixed Annuity Interest Rates Need FixingMoney moves like a river. Although it may "pool" for a while in a savings or investment account, at maturity, the money will move towards ...
February 05, 2006
Annuity/LTC Combos: Greater Than Sum Of PartsIf H.R. 2830 is enacted, it could further the development of combination annuity/long term care insurance products in several ways. This article reviews the current ...
February 05, 2006
Why Partial Transfers Of NQ Annuities Can Make SenseMost insurance companies follow the law and treat partial transfers between annuities as a tax-free exchange.But because some companies disregard the law and still treat ...
February 05, 2006
Final DOL Regulations Critical To Annuities' Future In TQ PlansThe Department of Labor is currently working on final regulations regarding default investment options in tax qualified plans subject to the Employment Retirement Income Security ...