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How Advisors Can Support Clients With IVF, Adoption & Surrogacy

News July 23, 2026 at 02:00 PM
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What You Need To Know

  • IVF, adoption and surrogacy can easily cost tens, if not hundreds, of thousands of dollars and may not even ultimately be successful.
  • These high financial barriers to entry can often mean delayed retirement savings and unintended tax implications.
  • Advisors with experience in these situations say the emotional toll is often the hardest but least-discussed part of the journey.
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