IRS Sets 401(k), IRA Contribution Limits for 2026

November 13, 2025 at 12:59 PM
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What You Need To Know

  • The annual contribution limit for 401(k)s increases to $24,500, up from $23,500 for 2025.
  • The limit on annual contributions to an IRA is increased to $7,500 from $7,000.
  • For 2026, the higher catch-up contribution limit for ages 60-63 remains $11,250.
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